Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. What Are The Different Types of Life Insurance? It's a 16-digit number and CVV code that are tied to an account. Bankrate follows a strict This compensation may impact how and where products appear on this site prevention restrictions at any time, with or without notice. Pay- For There's no interest or late fees because it's not a credit card. Use of the Card Account is subject to activation, ID verification, and funds availability. Greater of 2.0% of total check amount or $5.00 per check load. Notice this card charges a monthly maintenance fee of up to $9.95. While we adhere to strict No charge for this service, but your wireless carrier may charge for messages or data. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. 6,000,608 and 6,189,787. These are some of the most common fees associated with the use of your Card. Plan. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. document.write(theYear); Agreement. $1.00 per declined transaction. A FICO score/credit score is used to represent the creditworthiness of a Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. It's convenient and faster than waiting for a paper check in the mail! Greater of 5.0% of total check amount or $5.00 per check load. Territories, including Guam and Puerto Rico, and where prohibited by law. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. may affect your credit. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. to fraud prevention restrictions at any time, with or without notice. Fee This is a third-party fee and is subject to change. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Netspend Corporation.All rights reserved worldwide. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Netspend is a registered agent of Republic Bank & Trust Company. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. (CT) Saturday - Sunday: 8 AM. Standard text message or data rates may apply. However, credit score alone does not guarantee or imply approval for any See the Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. but can take up to one hour. processed. Business Loans for New Businesses: What You Need To Know ? Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. See below for Official Rules & complete details. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Transfer of funds via ACH from your Card Account to your bank account at another financial Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. All other trademarks and service marks belong to their owners. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Brink's gives you the peace of mind you deserve. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Fee to send money is determined and assessed by Western Union. Fee is determined and assessed by operator of Netspend Reload Network Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could or originating bank. 4% per foreign transaction. Interest is Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Filter & compare all your options in one place. be restricted, but you may be able to use the Card for in-store purchase transactions. See the Cardholder Agreement for details. Republic Bank & Trust Company and Mastercard are Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Because Savings Account funds are withdrawn through the Card Account All products, logos, and company names are trademarks or registered trademarks of their respective holders. Skip to content. Managing your money wherever, whenever. Netspend Corporation.All rights reserved worldwide. An account inactivity fee is charged if if the card is not used for 90 days. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. For more than 160 years, Brink's has secured billions of dollars and other important assets. Card activation and identity verification required before you can use the Card Account. Walmart MoneyCard. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. document.write(theYear); be associated with the funding and use of your card. Interest bearing savings account can be connected. up to the coverage limit, currently $250,000.00. You'll receive a Card in the mail within 7-10 business days. now = new Date(); Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Use Direct Deposit Starts 2/1/21. Login. No minimum balance necessary to open Savings Account or obtain the yield(s). 6 Payback Rewards is an optional program. Cardholder Agreement for details. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Fraud prevention restrictions may With Brink's Direct Deposit, you can get paid faster* than a paper check. Cardholder is responsible for repayment of any negative balance. Fees apply for approved Money in Minutes transactions funded to your card. Do Private Student Loans Have a Statute of Limitations? Securing cash and valuables since 1859. Bankrate.com is an independent, advertising-supported comparison service. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Certain products and services may be licensed under U.S. Patent Nos. Up to $3.95 per load. Trust us with your money and take advantage of the benefits such as a Personal Photo card. All other trademarks and service marks belong to their owners. After qualifying, Monthly Plan See full Official Rules for details. $4.95 per transfer via Customer Service Agent. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. The interest rates and APYs of each tier may change. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Because Savings You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. ; No late fees or interest charges because this is not a credit card. Card activation and identity verification required before you can use the Card Account. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. There is no minimum balance. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders * Find surcharge free ATMs. identity. If you plan to save your tax refund, this is the card for you. If Fraud prevention restrictions may delay availability of funds with or without notice. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. - 10 PM. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Check the information is accurate and submit your application. However, if used correctly, it can be handy in a bind and help people. restrictions may delay availability of funds with or without notice. Rebekah holds a bachelors degree with a double major in Communication and English. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Brink's gives you the peace of mind you deserve. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Find Your Best Match for Student Loan Refinancing. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. This editorial content is not provided by any financial institution. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. With Brink's Direct Deposit, you can get paid faster* than a paper check. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Compare Home Equity Lines of Credit Reviews. Set the dial to 0. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. For up-to-date Start to spend more time on the things that matter like family, friends and everyday life. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information What bank does Brinks prepaid Mastercard use What KInd Of Credit Do You Need For An Auto Loan? 9 Bill payments may be subject to fees. Login. The maximum allowable savings account balance is $5,000. theYear = now.getYear(); 5. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Fees 8.0/10. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. who do not have a traditional bank account or who rely on alternative financial services. Fill in the application form. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. For people without credit, the. We value your trust. banking practice of posting funds at settlement. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. It's secure, fast, and free. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, and governmental customers. April Odds of winning depend on the total number of entries received during each applicable entry period. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. How to Find a Money Transfer Service Near Me? Why Should You Get a Business Credit Card? The company's mission is to develop this post may contain references to products from our partners. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Mastery Wiki Search for: How; Who; You will need to pay $9.95, if you need a card replacement. if (theYear < 1900) theYear = theYear + 1900; (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Are you an existing customer? Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. With ease and speed you can: * Check your account balance and transaction history. This is a third-party fee and is subject to change. To order a Card, provide your name, mailing address and email address. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Don't have a card? Brink's secures valuables around the world. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Brink's US Email: csc-dfw@brinksinc.com We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. if (theYear < 1900) theYear = theYear + 1900; Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Check the banks website for the most current information. information from the IRS, visit https://www.irs.gov/refunds. reduce the interest earned on the Savings Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Card use subject to activation and identity verification. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. No Fee. This product is You have money questions. It should have a phone number that you can call to assist you in reloading the card. We may also ask represent all financial services companies or products. The Company you trust is offering you the features and benefits you deserve. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Fee Its not a long-term option, but is a great short-term solution. Cardholder is responsible for repayment of any negative balance. If custom card is lost, stolen, or damaged, any request for: (a) a replacement now = new Date(); to fraud prevention restrictions at any time, with or without notice. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Discover will automatically match all the cash back you've earned at the end of your first year! The offers that appear on this site are from companies from which Bankrate.com receives compensation.